Acquiring a home goes beyond a wish, it is a need that becomes an investment for the future of each person and their family.The Davivienda bank motivated to promote the goal of owning a home; shares recommendations that will help you maintain financial well-being before, during and after buying a lot, building or acquiring a home:
Define the type of housing
New, used, house or apartment. Remember! The maximum value of the property will depend on the money you have for the premium and the credit you can obtain.
Choose the home that suits you best
Prepare a comparative table where you take into account: price, location, ease of transportation, size, distribution and advantages over others.
Approach the banks and learn about the requirements to access housing credit
Check the family budget
If you haven’t done it, do it! and include the home loan installment
Complete all the necessary documentation
Once the decision to apply for the loan has been made, follow the procedures that the bank has requested step by step.
Include in the budget for the following year the payment of the territorial tax of your new home
Keep all your home purchase documentation in order and review your insurance benefits
If you want to learn how to better manage your personal and family finances, you can visit the website: misfinanzasencasa.davivienda.com, where you can find free learning paths for buying a home or vehicle, education, travel, debts, retirement plans , investments, cost control and savings.