The Costa Rica News (TCRN) – According to the latest study released by the Ministry of Economy, Industry and Commerce (MEIC) 91% of bank cardholders have never had problems with credit card theft.

However, 56% paid insurance for fraud, the other 39% has never canceled one and 5% didn’t answer.

Nationwide, 1,817,845 cards are in circulation, for a total outstanding debt of 836,118,000 colones in total.

Also, the report showed that 46% of respondents indicated that at some point they made the decision to cancel their card, but the credit card company convinced them not to do it.

The security chief of the Bank of Costa Rica (BCR), Carlos Astorga Gamboa gave some tips to prevent identity theft, such as covering ATM keyboards with your hand so no one can see the numbers you touched. Also, he recommended changing the PIN number periodically and checking the account balance regularly to verify that transactions have been made by you and registered properly.

Karol Morera, Head of Cathay Bank, said that although it is usually trivial most people make the mistake of putting their password on paper and leaving it in their wallet, so it is better to memorize them.

On September 4, 2014, after coordination between the bodies of banking security in the country, the Judicial Investigation Organization (OIJ) and the prosecution, they were able to capture several members of an international syndicate involved in a fraud called “skimming”, who illegally by installed small video cameras and a device on ATMs, which allowed the criminals to copy the PINS and the information from the magnetic stripe of cardholders.

Roberto Mendez, director of the National Security Bank, said that ambitious work by the Monitoring Center of the National Bank was performed, but vigilance is still needed. When visiting an ATM, check the slot where you enter the card to check for any implanted device that is not part of the ATM.

The Costa Rica News (TCRN)

San Jose, Costa Rica